Was merging over and the construction truck either didn’t see me or did not care. We were at a red light. He had around a car and half of space when I merged over.
Got out to ask for insurance. A little blaming and then he got in his truck and left. Sooooo yeah.
I have insurance with a 1k deductible. They said since it was a hit and run, and I’m not at fault my rates won’t go up.
Should I let geico handle everything or just get the estimate and find a body repair shop myself?
Also a long thin scratch down the side of the car.
Maybe reach out to the construction company. Hopefully you grabbed the plate number at a minimum. If not, file a police report. Your insurance will go after whoever hit you. Remember, they have financial incentive to find the guilty party. That way, they’re not on the hook. Plus you won’t have pay your deductible and your insurance won’t go up. I got hit 2 weeks ago while parked, and the driver was nowhere to be found. USAA found the driver in a couple mins bc I had his plate.