I’m on the market for purchasing a Tesla Model 3 LR but I’m having a huge problem when it comes to finding affordable insurance. I’ve talked to family members & colleagues & they said it’s most likely due to my age (22), I make 23 in January. I just wanted to ask is it due to age primarily or is it due to it being a Tesla? I’ve received quotes of $400+ from various companies.

  • reddit455@alien.topB
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    1 year ago

    yup.

    https://www.allstate.com/resources/car-insurance/what-affects-premiums-and-rates

    Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.

    I just wanted to ask is it due to age primarily or is it due to it being a Tesla?

    shop for non Tesla insurance.

    get a Honda Civic your insurance will be higher than mine for the same car.

    due to my age (22),

    are you male?

    that’s “strike 2”

    but I’m having a huge problem when it comes to finding affordable insurance

    you live in a place where lots of cars get burned up or flooded every year?

    that’s “strike 3”

    Major car insurance companies getting out of California

    https://www.cbsnews.com/losangeles/news/auto-insurance-companies-pull-out-of-california/