I truck pulled out in front of me today, and I side swiped it. Luckily I know how to fall, and most of the impact went into the upper right portion of my back but the truck confused my roll a bit and I ended up with some cuts and bruises on my ankle and knee and a small crack on the back of my helmet. The one day I decide not to wear jeans…
My bike is still ridable but there’s some weird vibrations when braking now. I hope the frames not bent… it probably is. The rear brake handle was bent too and I can’t shift into the lowest gear. I might need a new bike and I definitely need a new helmet; not a big deal really, ICBC will cover it… I just feel lucky I grew out of the “I know how to fall so I don’t need a helmet” phase.
My knee is starting to swell up… tomorrow’s going to be a lot of fun. Good thing the paramedics gave some of their ambulance drugs.
I’m gunna miss that bike.
AFAIK yes, everything is covered. I still have to talk to the adjusters to confirm though. Seems they wanted pictures, but I don’t see how that could help anyone in this case since the damage was only detectable through use.
Photo of an estimate from a local mechanic? And same with you - take all the physio you need and bill the hell out of them. Hope the knee’s settled down now but an expert opinion might spot something long-term that can be corrected now.