First of all, let’s try to avoid American-bashing, and stay respectful to everyone.
I’ll start: for me it’s the tipping culture. Especially nowadays, with the recent post on [email protected] with the 40% tip, it just seems so weird to me to have to pay extra just so that menu prices can stay low.
It’s a double-edged sword. You can definitely get yourself in trouble if you act like a credit card is magic money. On the other hand, my last vacation was paid for almost entirely with credit card points.
Which is basically your consumer data …
Yeah that’s not lost on me either. Part of the double-edged sword I suppose. On the plus side it helps me build credit because I pay it off every month and it grants me certain luxuries from time to time that I wouldn’t normally be able to afford.
But isn’t the whole concept of having to ‘build credit’ insane? In the Netherlands we don’t have that
Of course it’s insane. Unfortunately it’s not exclusively a US issue.
Or, in other words, by people who are less wealthy than you.