For me it’s the paranoia surrounding webcams. People outright refuse to own one and I understand, until they go on and on about how they’re being spied. Here’s the secret - unplug the damn thing when you think you won’t use it or haven’t used it in a while.
They, whoever it is, can’t really spy on you on something that’s already off and unplugged!
Just as a heads up, sometimes the pattern is not that easy for computer to brute force. As an example, my old password contains a birth date but with an alternating shift making them a combination of digit and symbol.
The issue is if you are a) targeted, and b)involved in multiple breaches. If they can get the pattern, they potentially get everything.
Is it worth it? That depends. Are you willing to risk it NOT being worth it to a random guy in Africa earning a few $ a day?
Yeah, a fair point