Hopefully no one is over drafted right now…
No. Gives a bit more breathing room, so one thing probably won’t destroy me, but not enough to actually do anything with.
Yeah same. It’d be real nice and help out, but not life changing or anything.
TWO Big Macs
Once again, the conservative, sandwich heavy portfolio pays off for the hungry investor.
I know one thing for sure: I’d definitely be getting guac on my burrito
Damn dude is loaded over here
Me, who’s saving up for a house
Me who spent most of their savings on a house last year: 🙃
oh no…
yeah same.
do you have this weird feeling like “I’m trying not to get fired until I do this?” even though I don’t want to get fired after it either, but for some reason I feel that pressure
You did it friend, you beat inflation.
Here to post and see the obligatory $0*2 = $0
what if you have a mortage and your bank account shows -$300k?
-$600k
Oof, we’ve all been there. May better days be ahead friend!
depends, all bank accounts or just the main one. Cause if all, them yeah, huge difference. Just our main bill account, no not really.
Which account? Salary account that my card is connected to? That is about two months of expenses.
Emergency fund account? Now we’re getting somewhere. It’s about one years expenses I get.
Investment account? I’ll be able to fund my current lifestyle with the dividends forever even with inflation adjustments.
Mortgage account? Fuck it, I’m declaring bankruptcy.
I’d have £120, but it would mean i can pay my water bill today.
Define “bank account”
2x0=0
2 x -1 = -2
:(
You forgot the overdraft charge. That -2 is now -37.
I’m going to assume the “magical doubling” is totally legal and tax free. Meaning, the bank won’t come after me for the accidental deposit in a few days and whatever process added to my account also sent money to the IRS in my name to pay the inevitable tax bill. Obviously, my answer would be different if this weren’t the case.
It would make a small improvement in my life, but not much. I’d lock the extra money away in savings and likely wouldn’t touch it, but it would provide peace of mind in case things went south financially.
I’m out of work and slowly burning through the savings so doubling it would give me an extra six months headroom
Right now? I’d hardly notice. I get paid tomorrow. This time tomorrow would be a bit better. Even better if it was this time tomorrow and the joint account too, that would be a lot better.
None of it would actually be life changing though. It would just make up for our recent house move and all the associated stuff really.
Same, right now I’m -$300, ask again in 12 hrs when two paychecks hit the joint bank acct, I might be able to make the car payment AND the car repair payment, yippee.
Sorry bro, you at -635 because of the over draft fee, magic don’t wait for pay day :(
I mean you’re not far off, -280 plus -145, plus -37 overdraft fee for each of those automatic withdraws that came out before the check deposits in a few hours, even tho they’ll all be dated 8/25 on my bank statement. The 280 said “pending” since before midnight, went negative at 12 on the dot, the 145 came out at 3am, and the checks don’t go in til 9 :')
Not really. I’m fortunate enough that I have enough money in the bank to hold myself over for a few months. It’d just double that amount of time for me.
I could probably get the new camera I want, but I could do that now too, I just don’t want to spend 4 figures on something this moment.
Yes absolutely. It will allow me put a downpayment on a house, although we’re still not decided if we want to stay long term where we are now. If not, then we’ll have a considerable budget to not worry about rent for a while.
