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The original was posted on /r/ukpersonalfinance by /u/fromwooya on 2023-10-05 10:40:43.

So my current situation is that I’m in debt with multiple credit cards. The situation has gotten out of hand and I don’t know what to do. I can’t ask family for help as they don’t know what is going on and I’m too embarrassed to tell them.

I am able to make my monthly payments but this month my job has not been giving me many shifts and if they have, it’s not been enough hours and it’s getting worse. I’ve been applying for jobs that pay higher but I am not sure if I can get them.

The debt is killing me and the stress from it has overtaken my life.