We’re currently shopping around for some Insurance (House & Contents), and are trying to decide going direct with someone like ANZ (Underwritten by Vero), or using a Broker (Have received some quotes by Rothsbury, as they seemed to be quite widely recommended).
I’m finding prices similar, but ANZ definitely seems cheaper overall.
I had heard that getting insurance through a broker is better, as come time to put through a claim, they will help you through the process, and get paid out faster. Is this really the case?, and so making it worth the higher costs (few hundred more).
Been with Initio for a couple years. Were a bit cheaper than AMI who we were with before. Still are last I checked. Never had to make a claim so ymmv
Huh i’ve never actually heard of them before. Having a brief read online, there does seem to be polarizing opinions of them, but generally quite a positive review of them.