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Joined 1 year ago
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Cake day: October 25th, 2023

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  • Wow, that is why when someone ask how much you pay monthly for financing a car, it’s complicated. Why put so much $$ down on a depreciating asset? I bought my 2019 CPO x3m40 in 2022 w/33k miles for $49k + 6% taxes. I “put down-payment” by trade in car for 9k. Monthly note is $72X for 60months. I usually pay 800$ per month to reduce interest. I wouldn’t put down >50% on a regular car/highly depreciating asset. My Car currently has 60k miles and im sure its worth under 40K . To get any semblance of return, I would have to own it free & Clear and hope for 10-15k trade in value in a few years. If I sold it now, im sure I would be upside down😱



  • Maybe some dealerships swap out the regular for RF at the customer’s request? Some folks (not me) prefer to have RFT since they want to continue driving to a repair shop if they get a flat/puncture. I have RFT on my X3 M40i and once had a nail/screw in a tire. Pressure dropped to low 20s. I drove about 10 miles doing 30-40mph max; got a plug installed, and the tire has been fine the last 1.5yrs. When these OEM tires wear out, im getting regular HP all seasons tires.