This subreddit renews my confidence in my profession at least once a month.
Hi! Insurance adjuster here. 100% a Hit and Run if they didn’t exchange information.
HOWEVER
Never trust that your rates won’t go up after ANY kind of collision; at fault or not no matter who it comes from unless you’re talking directly to underwriting. Comprehensive claims are a different story.
Eat the deductible and let Geico figure it out. Gets you a rental if you have the coverage, they’ll repair LITERALLY EVERYTHING that might be compromised and Geico is actually pretty good about making sure the claims process gets handled effectively and efficiently. I can bet that an estimate for that kinda damage would run you gratuitously more than any rate increase or deductibles you have.
This subreddit renews my confidence in my profession at least once a month.
Hi! Insurance adjuster here. 100% a Hit and Run if they didn’t exchange information.
HOWEVER
Never trust that your rates won’t go up after ANY kind of collision; at fault or not no matter who it comes from unless you’re talking directly to underwriting. Comprehensive claims are a different story.
Eat the deductible and let Geico figure it out. Gets you a rental if you have the coverage, they’ll repair LITERALLY EVERYTHING that might be compromised and Geico is actually pretty good about making sure the claims process gets handled effectively and efficiently. I can bet that an estimate for that kinda damage would run you gratuitously more than any rate increase or deductibles you have.
Also, buy a dash cam.