It is fairly irrelevant which generation of the M cpu it will get this time, as long as ipads are crippled by the ipad os…. What is the difference between m1 and m4 ipad? - that the mail app loads 0,01234s faster? Frankly, who cares? This is just a waste of potential…
I’d go all physical yet digital is usually cheaper as games go on sale more often. Unless I am after some fresh release, I don’t rush my purchase and wait for the digital game to go on sale.