• Vent@lemm.ee
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    1 year ago

    How does pausing Student loan debt cause more credit card debt? Shouldn’t it cause less because people have more money?

    The first rule of financial literacy is to stay from credit card debt like the plague. Have we failed as a society to teach this?

    • AllonzeeLV@lemmy.world
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      1 year ago

      When your life is already irrevocably fucked for listening to what you’re told for 18 years and attempting to better yourself by pursuing a vocation you’re passionate about, in a country that doesn’t value the most important professions like teaching, you can eat saltines in a rented room and wait to die while your fellow Americans insult you for “making bad decisions,” or you can buy a nice thing with a credit card and then continue to eat saltines in a rented room waiting to die while your fellow Americans insult you.

      At least with the latter you have a nice thing to die with. Sure as shit won’t get any “nice” from your fellow Americans who gain pleasure from your misery.

    • Dee@lemmings.world
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      1 year ago

      The first rule of financial literacy is

      Not taught to most Americans, unfortunately.

    • FoxyFerengi@lemm.ee
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      1 year ago

      I wonder if a lot of the people who had their loan payments paused also lost their jobs or had to find less lucrative employment outside of their degree specialty due to the pandemic? That seems to me like a simple explanation for why their debt would increase

    • Eezyville@sh.itjust.works
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      1 year ago

      I think it has more to do with why student loans were paused, the pandemic. Think of the number of people who lost their jobs and what the job market looks like now.

    • Montagge@kbin.social
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      1 year ago

      The article doesn’t go into how much debt anyone took on nor if anyone factored in student loans before taking on more debt.